How Does Our Rent-2-Own Program Work?

We can buy and rent you a home with the exclusive option to purchase it at a later date. Our buyers love it because it gives them time to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. We are obligated to sell to you, however you are not obligated to buy.

100% of your option fee is credited towards the purchase price of the home. Also a portion of your monthly payment goes towards rent and the other portion goes towards the down payment of the property

Who Can Apply?

Most of our clients are employed individuals/couples who do not qualify for traditional mortgage financing.

  • Independent self-employed individuals or business owners.
  • Individuals who have low credit score due to sickness, divorce, previous bankruptcies or bad luck.
  • New or recent immigrants to the area with no credit history.

How Much Option fee Do I Need?

We are very flexible with the option fee. We can offer you many options, and we will always do our best to work with whatever funds you have available.

What Other Methods Of Option Fee Are Accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your option fee you can use that in our program.

What Happens If I Do Not Want To Buy The House At The End Of The Lease?

We have many different options; if you need more time we can extend the lease another year. We can help you secure financing, perhaps even be the bank for you. And a final option is you can choose to walk away and owe us no more money, however the money you have paid into the down payment is non refundable. We want to deal with committed people and we will work as hard as you to help you buy this house!